How Much Does Furniture Rental Cost?

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How Much Does Furniture Rental Cost?

When renting furniture, you could pay as little as $10/month for a single smaller piece. However, furnishing your home could cost more than $1,000/month in some situations. When renting furniture for your whole home or apartment, many rental furniture providers offer home furnishing packages for much less than if you were to rent each piece individually, although these packages can get pricey for larger and more luxurious collections.

At Furniture Options, we provide home furnishing packages to thousands of customers for between $189 and $499 per month, although there is a variety of additional options you can choose to fit your specific needs.

Furniture rental prices vary depending on many factors. The furniture style and quantity make the most significant impact on your rental price, but there are several hidden costs like delivery fees, location and damage waivers that influence how much you’re charged for your rental furniture.

How you rent your furniture, whether you choose to rent by the piece, by the room, or by the package, can also affect your rental furniture cost.

Here are the top 7 factors that can impact your furniture rental price:

Renting individually or as a package

1. Renting Individually or as a Package

One of the most important elements that affects your price is how much furniture you rent. When deciding on which furnishings you need, you’ll find that renting each piece of furniture separately will lead to a much higher cost than if you were to choose a furniture package. On the other hand, renting a furniture collection with more furnishings in it will also bring your price tag up.

For most people, selecting a smaller furniture package is the right choice as it offers all the furnishings you need while keeping your rental costs low.

There are many reasons why you might choose a package with more furniture, however. Perhaps you have a second bedroom and need an additional bedroom set or maybe you’re looking for a collection that feels more full.

When renting a package, also, the higher quality furnishings typically will come only in the larger collections, so you may need to rent a larger group if you want more luxurious furnishings.

Whether you want additional furnishings or need them, be aware that renting a larger furniture package or adding furniture to your order adds to the cost as well.

Renting your pieces individually rather than in a set will usually also increase your price, but you’ll have more control over which pieces are put in your space, so the added costs could be worth it if you want to put your own flair in the room.

You might also only need a few pieces of furniture to pair with the furnishings you already own. In this case, a furniture collection would not be the best choice, as you’ll be paying for furniture you don’t want.

Furniture Styles and quality

2. Furniture Styles & Quality

You’ll also find rental furniture companies offer furniture for every need, and this furniture variety leads to a range of prices. There are a number of cost aspects to keep in mind when selecting which furnishings to put in your home.

First, the quality of your furnishings has a major impact on the price you’ll pay for your rental. Furniture made with higher-quality materials will be more costly to rent than others. These pricey materials include:

  • Leather
  • Wood
  • Metal
  • Marble

Secondly, the type of furniture you choose or is included in a package affects your rental price as well. When selecting a piece or set of rental furniture for your home, you’ll find traditional sofas cost less than sectionals, full beds are cheaper than queens and 32” TVs cost less than 48” TVs.

Basically, the bigger and fancier the furniture, the more it’ll cost.

Length of Rental

3. Length of Rental

The third major price influencer is the length of your furniture rental. If you plan on keeping your furnishings for a longer time, you can sometimes receive a discount on your monthly rental fee.

Some furniture providers will raise their short-term rental prices, however, in an effort to entice users to rent for a longer period of time.

This 1-6 month pricing is often much higher than the price quoted on the providers website, sometimes more than double or triple what you’re expecting to pay. Keep an eye on your dollar signs before checking out if you need your furnishings for just a short time, as this pricing could sneak up on you and drastically increase your costs.

If you are looking for short-term furniture rental, there are furniture providers out there who keep their pricing steady no matter your rental length. These renters are often the best choice for renters who only need their furnishings for a few months, as the prices for these shorter rentals are kept equal to their long-term rental pricing.

If you plan on renting for longer, however, you might find a better deal at furniture provider with a pricing based on your rental length. Be sure to review your options and pick the choice that best fits your rental needs.


4. Delivery

Another important cost factor when you rent furniture is the delivery of your furnishings. Many furniture rental companies offer delivery services for a fee, but each provides this service based on different pricing factors.

Here are some of the factors that may impact your delivery rate:

  • Distance
  • Time Spent on Delivery
  • Time of Day
  • Number of Stairs
  • Amount of Furniture

While there are a ton of ways your delivery fee may be calculated, you’ll find many of the services that come with your delivery are the same. When you rent your home furnishings you can expect the following from the rental provider’s delivery service:

  • Furniture Transport
  • Assembly
  • Disassembly
  • Pick up*

* Some rental providers may not include pick up in their delivery fee. Contact your furniture rental company for details on their delivery service and fees.

With so many factors weighing on how your furniture provider may calculate your delivery rate, it is difficult to provide an accurate estimate of your delivery fee.

To get the most accurate rate for your delivery from any rental provider, we suggest contacting the furniture rental company about their delivery costs and other fees before checking out. This can save you money and frustration later on.


5. Location

The city and even address of your home can have a profound impact on how much it costs to obtain rental furniture.

Cities with a higher cost of living will almost always see increased furniture rental prices. Higher wages, increased real estate costs, and more expensive suppliers all impact what rental furniture companies charge for the same furnishings.

Furniture shoppers in these cities will likely see the highest furniture rental prices in the United States:

  • New York City, NY
  • San Francisco, CA
  • Honolulu, HI
  • Boston, MA
  • Washington, D.C.
  • Oakland, CA
  • San Jose, CA
  • San Diego, CA
  • Los Angeles, CA
  • Miami, FL

Where you’re located within your city can also have an impact on how much you spend. Like I mentioned before, the distance your furniture provider must travel to deliver your furnishings can have an impact on how much your delivery fee is. This can be a great reason to choose a local furniture rental provider over a national distributor.

Your delivery fee isn’t the only way your location impacts the cost of renting your furniture, though. Furniture renters will sometimes raise the price of the furniture to cover the cost of delivery or keep it in-line with less expensive markets.

Apartment Location: Floor Level

Some furniture deliverers also raise their rates if your apartment is on an upper-level instead of the ground floor. This can make it more costly for apartments where the furniture movers will need to go up many flights of stairs to reach your apartment.

Be sure to let your movers know ahead of time if they will need to make a climb to reach your apartment so you won’t be surprised by added fees later.

Damage Waiver

6. Damage Waiver

The damage waiver is one of the least thought of costs a renter can incur. Most furniture renters recommend or require you to complete a damage waiver prior to completing your rental order.

This waiver helps to protect the cost of replacing the furniture if an unforeseen incident were to damage or destroy your rented furniture. The waiver can cover your furniture against events like:

  • Fire and Smoke Damage
  • Water Damage
  • Theft
  • Natural Disasters
  • Normal Wear & Tear

The damage waiver is similar to renters insurance. Some companies will even allow you to forego the damage waiver if you have renters insurance that provides this same coverage.

Other companies don’t require you to have either, but instead will make you pay for the damages yourself in the event of one of these catastrophic incidents.

Depending on your furniture provider, the cost of your damage waiver can vary. Some rental providers offer an optional damage waiver for an added monthly fee while others ask for one initial payment when you place the order.

Your damage waiver is often a non-refundable fee, meaning you’ll have to bite the bullet if you don’t have renters insurance. How much that is depends on your rental furniture provider’s policy.

To avoid adding an extra cost to your furniture rental, ask the rental provider about their damage policy before completing your order. If you have renters insurance, chances are you can waive the damage fee without paying a dime.

Other Factors

7. Other Factors

There are many other factors that can affect the monthly rate you’re quoted for renting furniture. Some other elements that may impact your price include:

  • Furniture cleaning and maintenance
  • Warehouse and furniture showroom costs
  • Damage not covered by the damage waiver or renters insurance

These elements often play a smaller role in how your rental is priced, but they can add up under the right (or wrong) conditions. If your furniture is not well-maintained during your lease or if you cause damage to your furnishings beyond normal wear-and-tear or natural causes, you could be charged for the additional costs of repair or replacement of the furniture.

Some other things to keep in mind include:

  • Is the furniture you’re ordering rent-to-rent or rent-to-own?
  • Is renting furniture right for me financially versus buying it?
  • Do I need furniture for just a few months or more than a year?

Rent-to-rent furniture is like renting a car; once your lease is up it goes back to the renter. Rent-to-own, on the other hand, allows you to keep your furnishings at the end of the lease. When renting-to-own, shoppers usually make smaller monthly payments, but will make those payments for a longer time, leading to a higher cost at the end of their lease.

When renting furniture, you’ll often pay less for your furnishings than if you were to purchase them out right. Over time, however, renting your furniture can become more expensive than if you’d purchased the furnishings in the first place.

If you need furniture for more than a few months, you’ll likely benefit from purchasing your furnishings rather than renting. Conversely, if you only need your furniture for a temporary time in your life, renting your furnishings can be a great way to save money and enjoy more luxurious furniture than you’d otherwise purchase.

Asking these questions can help you understand if furniture rental is the right choice for you or if you should look for other ways to furnish your home.

Get your Furniture Rental Price

Rental furniture can be an excellent alternative to furniture purchases, as it provides you furnishings for your home for a short time with no long-term commitments. This can save you money, although how much you save can vary depending on your furniture rental costs.

These costs can be affected in several ways, but the most impactful elements are:

  1. How Much Furniture You Rent
  2. Furniture Styles & Quality
  3. Length of Rental
  4. Delivery
  5. Location
  6. Damage Waiver
  7. Other Factors like Maintenance and Damage Costs

Because each furniture provider prices their rentals in a different way, it can be challenging to estimate the price of rental furniture.

At Furniture Options, we provide whole-home furnishing packages for between $189 and $499 a month. We also offer additional furniture pieces for as little as $5 per month.

Our white-glove delivery service includes the delivery, assembly and pick up of your furniture after your rental is complete for $75. Customers outside the normal service area in our 15 cities throughout the Midwest may be charged an additional fee to cover the transport costs further from our locations.

To insure against unforeseen circumstances like natural disasters or fire damage, we ask for a monthly damage waiver of 10% of your furniture rent for the duration of your rental. If you have renters insurance, you can send us a copy of your insurance agreement to waive this fee and save money.

Now that you have the knowledge to make a well-informed rental decision, you can visit our website to view our furniture packages and get your rental price.

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